Wage Garnishment in Tampa

» Posted by on May 21, 2015 in Law, Wage Garnishment | Comments Off on Wage Garnishment in Tampa

Garnishment happens when a creditor takes lawsuit to seize bank account, a portion of your wages or other assets. The creditor will contact your employer in wage garnishment cases and have your employer deduct a particular amount of money from your check every week to be forwarded to the creditor. Also, wage garnishment is not permitted in all fifty states, but in the state of Florida it is a legal method of debt collection. Luckily, you do have many legal options to stop or prevent wage garnishments from occurring. If your wages are already being garnished or you are threatened with a wage garnishment you should contact Florida Law Advisers for help. Their team of attorneys will uncompromisingly defend your rights to end the wage garnishment.IRS-Wage-Garnishment

The creditor must receive a court order allowing them to collect the debt – before a creditor can obtain a garnishment. Until the amount owed is paid in full – the court order will allow the garnishment to continue, or until you take legal action to stop the garnishment. For a wage garnishment there are many types of debt that are eligible with the most common being: judgments from private lawsuits, medical bills and taxes, unpaid child support.

Stopping Garnishments by Filing for Bankruptcy

An automatic stay will be implemented as soon as a bankruptcy petition is filed with the court. The automatic stay stops a creditor from taking any form of collection action against you, which includes garnishing your wages. The automatic stay will stop a wage garnishment that began before your bankruptcy filing. Also, the bankruptcy may discharge the judgment lien that is responsible for the garnishment, and in that way releasing you from all personal liability on the debt. But, not all types of debt will be affected by the automatic stay or discharged in a bankruptcy. You should contact a bankruptcy attorney in the Tampa in order to see if bankruptcy can help stop your wage garnishment.

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Protection for Head of Households

If you qualify as a head of the household under Florida law you may be legally entitled to stop the wage garnishment. And the head of the household is someone who pays at least fifty percent of the living expenses for a dependent. If your net income (after deductions)Garnishing_Wages is less than seven hundred dollars per week and you are the head of a household, your wages may not be legally garnished. Alternatively, if you are the head of a household and your net income after deductions exceeds seven hundred dollars, the income exceeding seven hundred dollars may be garnished if you have signed a waiver permitting the creditor to seize the funds.

Consult a Bankruptcy Attorney in the Tampa

Florida Law Advisers is knowledgeable law firm that takes an aggressive approach to ending wage garnishments. They also understand how disturbing wage garnishments can be to a family, and they energetically fight to defend their clients rights. You should call them to schedule a free consultation with a wage garnishment attorney today if your wages are already being garnished or you are threatened with a wage garnishment.